We could be leaving a lot of free money from our employer on the table. Maybe we find ourselves out of cash before our next paycheck or very reliant on credit cards to support a life style we truly can't afford. We get in a situation where we are paying exorbitant financing fees on our credit card, to support this unsustainable lifestyle, which is going to haunt us for a long time and prevent/delay us being able to hit our financial goals. Maybe we just can't figure out how to begin even savings, or create a budget. Maybe we just need some help and guidance getting onto the right track with our money. Maybe we need Financial Coaching.
WHAT IS FINANCIAL COACHING?
Financial Coaching is an approach, a process, to personal financial management. Simply put, it looks at your current financial position in terms of income and revenue coming in, and monies going out, in relation to your goals, and from there creates an actionable plan to help you achieve your goals and wants. To me, Financial Coaching can enable individuals/clients to have life possibilities.
Another key part of Financial Coaching--just like it is with hiring a personal trainer or some other expert to guide you--is the tracking and accountability part. Without follow through--just like fitness training--results may not not happen as expected without tracking and accountability. It's up to the individual to make the commitment to the plans and action, and a financial coach is there to guide, cheer, and help you stay on track.
In a nutshell, Financial Coaching is about educating, empowering, and encouraging you!
ABOUT CENTS OF DIRECTION
I started Cents of Direction LLC in 2020 because I'm passionate about helping others with their personal money management. I believe money, and control and understanding of money, gives you choices and freedom in life. That's why I started my practice so I could educate and assist others with their money journey and determining how they want to manage their personal finances to live their best life.
My background is--I spent over 25 year in executive marketing leadership positions with large corporations including IBM and Motorola, and smaller, non-profit organizations. I have both an undergraduate and graduate degree in business and management.
I'm a mom and a wife living a suburban life --including our golden retriever--outside of Philadelphia, Pennsylvania.
Let me know if I can help you!